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  She looked at me strangely. All she said was, “Let’s go back inside.”

  Gogarty greeted us. “Looking at the debris?” he demanded jovially. “Not much to see at night. Cheer up, Tom. You’ll see all the damage you want to see over the next few days.”

  I said, “I hope so, sir.”

  Gogarty shook his head reprovingly. “Not ‘sir,’ Tom. Save that for the office. Call me Sam.” He beamed. “You want to know what it was like here during the war? You can ask the girls. They were here all through. Especially Susan—she was with the Company’s branch here, even before I took over. Right, Susan?”

  “Right, Sam,” she said obediently.

  Gogarty nodded. “Not that Rena missed much either, but she was out of town when the Sicilians came over. Weren’t you?” he demanded, curiously intent. Rena nodded silently. “Naples sure took a pasting,” Gogarty went on. “It was pretty tough for a while. Did you know that the Sicilians actually made a landing right down the coast at Pompeii?”

  “I saw the radioactivity,” I said.

  “That’s right. They got clobbered, all right. Soon’s the barges were in, the Neapolitans let them have it. But it cost them. The Company only allowed them five A-bombs each, and they had to use two more to knock out Palermo. And—well, they don’t like to tell this on themselves, but one of the others was a dud. Probably the only dud A-bomb in history, I guess.”

  He grinned at Rena. Astonishingly, Rena smiled back.

  She was, I thought, a girl of many astonishing moments; I had not thought that she would be amused at Gogarty’s heavy-handed needling.

  * * * *

  Gogarty went on and on. I was interested enough—I had followed the Naples-Sicily war in the papers and, of course, I’d been briefed at the Home Office before coming over—but the girls seemed to find it pretty dull. By the time Gogarty finished telling me about the Sicilian attempt to trigger Mt. Vesuvius by dropping an A-bomb into its crater, Rena was frankly bored and even Susan was yawning behind her palm.

  We finally wound up under the marquee of the restaurant. Gogarty and the blonde politely said good night, and disappeared into a cab. It was clearly up to me to take Rena home.

  I hailed a cab. When I made up my new insurance schedule at the Home Office before coming over, I splurged heavily on transportation coverage. Perhaps I was making up for the luxuries of travel that life with Marianna hadn’t allowed me. Anyway, I’d taken out Class AA policies. And as the cab driver clipped my coupons he was extremely polite.

  Rena lived a long way from the hotel. I tried to make small talk, but she seemed to have something on her mind. I was in the middle of telling her about the terrible “accident” I had seen that evening at the station—suitably censored, of course—when I observed she was staring out the window.

  She hadn’t been paying attention while I talked, but she noticed the silence when I stopped. She gave a little shake of the head and looked at me. “I’m sorry, Mr. Wills,” she said. “I am being rude.”

  “Not at all,” I said gallantly.

  “Yes.” She nodded and smiled, but it was a thoughtful, almost a sad, smile. “You are too polite, you gentlemen of the Company. Is that part of your training?”

  “It’s easy to be polite to you, Miss dell’Angela,” I said by rote. Yes, it was part of our training: A Claims Adjuster is always courteous. But what I said was true enough, all the same. She was a girl that I enjoyed being polite to.

  “No, truly,” she persisted. “You are an important officer in the Company, and you must have trained long for the post. What did they teach you?”

  “Well—” I hesitated—“just the sort of thing you’d expect, I guess. A little statistical mathematics—enough so we can understand what the actuaries mean. Company policies, business methods, administration. Then, naturally, we had a lot of morale sessions. A Claims Adjuster—” I cleared my throat, feeling a little self-conscious—“a Claims Adjuster is supposed to be like Caesar’s wife, you know. He must always set an example to his staff and to the public. I guess that sounds pretty stuffy. I don’t mean it to be. But there is a lot of emphasis on tradition and honor and discipline.”

  She asked, rather oddly, “And is there a course in loyalty?”

  “Why, I suppose you might say that. There are ceremonies, you know. And it’s a matter of cadet honor to put the Company ahead of personal affairs.”

  “And do all Claims Adjusters live by this code?”

  For a moment I couldn’t answer. It was like a blow in the face. I turned sharply to look at her, but there was no expression on her face, only a mild polite curiosity.

  I said with difficulty, “Miss dell’Angela, what are you getting at?”

  “Why, nothing!” Her face was as angelic as her name.

  “I don’t know what you mean or what you may have heard about me, Miss dell’Angela, but I can tell you this, if you are interested. When my wife died, I went to pieces. I admit it. I said a lot of things I shouldn’t have, and some of them may have reflected against the Company. I’m not trying to deny that but, you understand, I was upset at the time. I’m not upset now.” I took a deep breath. “To me, the Company is the savior of humanity. I don’t want to sound like a fanatic, but I am loyal to the Company, to the extent of putting it ahead of my personal affairs, to the extent of doing whatever job the Company assigns to me. And, if necessary, to the extent of dying for it if I have to. Is that clear?”

  Well, that was a conversation-stopper, of course. I hadn’t meant to get all wound up about it, but it hurt to find out that there had been gossip. The dell’Angela girl merely said: “Quite clear.”

  We rode in silence for a while. She was staring out the window again, and I didn’t especially want to talk just then. Maybe I was too sensitive. But there was no doubt in my mind that the Company was the white hope of the world, and I didn’t like being branded a traitor because of what I’d said after Marianna died. I was, in a way, paying the penalty for it—it had been made pretty clear to me that I was on probation. That was enough.

  As I said, she lived a long way from the Gran Reale. I had plenty of time for my flare-up, and for brooding, and for getting over it.

  But we never did get around to much idle conversation on that little trip. By the time I had simmered down, I began to have disturbing thoughts. It suddenly occurred to me that I was a man, and she was a girl, and we were riding in a cab.

  I don’t know how else to say it. At one moment I was taking her home from a dinner; and at the next, I was taking her home from a date. Nothing had changed—except the way I looked at it.

  All of a sudden, I began to feel as though I were fourteen years old again. It had been quite a long time since I had had the duty of escorting a beautiful girl—and by then I realized this was a really beautiful girl—home at the end of an evening. And I was faced with the question that I had thought would never bother me again at least a decade before. Should I kiss her good night?

  It was a problem, and I thought about it, feeling a little foolish but rather happy about it. But all my thinking came to nothing. She decided for me.

  The cab stopped in front of a white stucco wall. Like so many of the better Italian homes, the wall enclosed a garden, and the house was in the middle of the garden. It was an attractive enough place—Class A at least, I thought—though it was hard to tell in the moonlight.

  I cleared my throat and sort of halfway leaned over to her.

  Then she turned and was looking up at me, and the moonlight glinted brightly off what could only have been tears in her eyes.

  I stared.

  She didn’t say a word. She shook her head briefly, opened the door and was gone behind the gate.

  It was a puzzlement. Why had she been crying? What had I done?

  I reviewed my conduct all the way back to the hotel, but nothing much came of it. Perhaps I had been brusque—but brusque enough to bring tears? I couldn’t believe it.

  Curious new life! I fell a
sleep with the pale moon shining in the window, brooding about the life I was just beginning, and about the old life behind me that was buried in the same grave with Marianna.

  CHAPTER II

  The Naples branch of the Company lay in the heart of the city. I took a cab to a sort of dome-roofed thing called a galleria, and walked under its skeletal steel ceiling to my new office. Once the galleria had been roofed with glass, but the glass had powdered down from the concussion of the Mt. Vesuvius bomb, or the Capodichino bomb, or one of the other hammerblows the Sicilians had rained on the principality of Naples in the recent unpleasantness.

  I entered the office and looked around. The blonde girl named Susan appeared to double as the office receptionist. She nodded efficiently and waved me to a fenced-off enclosure where Sam Gogarty sat, plump and untroubled, at an enormous desk.

  I pushed open the swinging gate.

  Gogarty looked at me icily. “You’re late,” he said.

  He had no hangover, it was clear. I said apologetically, “Sorry, I’m—”

  “Never mind. Just don’t let it happen again.” It was clear that, in the office, business was business; the fact that we had been drinking together the night before would not condone liberties the morning after. Gogarty said, “Your desk is over there, Wills. Better get started.”

  I felt considerably deflated as I sat down at my desk and stared unhappily at the piles of blue and yellow manifolds before me.

  The Company had trained me well. I didn’t need to be coached in order to get through the work; it was all a matter of following established techniques and precedents. I checked the coverage, reduced the claim to tape-code, fed the tapes into a machine.

  If the claim was legitimate, the machine computed the amounts due and issued a punch-card check. If there was anything wrong, the machine flashed a red light and spat the faulty claim out into a hopper.

  And there were plenty of claims. Every adult in Naples, of course, carried the conventional War-and-Disaster policy—the so-called Blue Bolt coverage. Since few of them had actually been injured in the war, the claims were small—mostly for cost of premiums on other policies, under the disability clauses. (For if war prevented a policyholder from meeting his Blue Plate premiums, for instance, the Company itself under Blue Bolt would keep his policies paid—and the policyholder fed.)

  But there were some big claims, too. The Neapolitan government had carried the conventional Blue Bolt policies and, though the policy had been canceled by the Company before hostilities broke out—thus relieving the Company of the necessity of paying damages to the principality of Naples itself—still there were all the subsidiary loss and damage claims of the Neapolitan government’s bureaus and departments, almost every one of them non-canceling.

  It amounted to billions and billions of lire. Just looking at the amounts on some of the vouchers before me made my head swim. And the same, of course, would be true in Sicily. Though that would naturally be handled by the Sicilian office, not by us.

  However, the cost of this one brief, meager little war between Naples and Sicily, with less than ten thousand casualties, lasting hardly more than a week, must have set the Company’s reserves back hundreds of millions of dollars.

  And to think that some people didn’t like the Company! Why, without it, the whole peninsula of Italy would have been in financial ruin, the solvent areas dragged down with the combatants!

  Naturally, the Regional Office was understaffed for this volume of work—which is why they had flown in new Adjusters like myself.

  * * * *

  I looked up from my desk, surprised. Susan was standing next to me, an aspirin and a paper cup of water in her hand. “You look like you might need this,” she whispered. She winked and was gone.

  I swallowed it gratefully, although my hangover was almost gone. I was finding in these dry papers all the romance and excitement I had joined the Company’s foreign service for. Here before me were human lives, drama, tragedy, even an occasional touch of human-interest comedy.

  For the Company was supporting most of Naples and whatever affected a Neapolitan life showed up somehow in the records of the Company.

  It was a clean, dedicated feeling to work for the Company. The monks of the Middle Ages might have had something of the same positive conviction that their work in the service of a mighty churchly empire was right and just, but surely no one since.

  I attacked the mountain of forms with determination, taking pleasure in the knowledge that every one I processed meant one life helped by the Company.

  It was plain in history, for all to see. Once the world had been turbulent and distressed, and the Company had smoothed it out. It had started with fires and disease. When the first primitive insurance companies—there were more than one, in the early days—began offering protection against the hazards of fire, they had found it wise to try to prevent fires. There were the advertising campaigns with their wistful-eyed bears pleading with smokers not to drop their lighted cigarettes in the dry forest; the technical bureaus like the Underwriter’s Laboratory, testing electrical equipment, devising intricate and homely gimmicks like the underwriter’s knot; the Fire Patrol in the big cities that followed up the city-owned Fire Department; the endless educational sessions in the schools… And fires decreased.

  Then there was life insurance. Each time a death benefit was paid, a digit rang up on the actuarial scoreboard. Was tuberculosis a major killer? Establish mobile chest X-rays; alert the people to the meaning of a chronic cough. Was it heart disease? Explain the dangers of overweight, the idiocy of exercise past forty. People lived longer.

  Health insurance followed the same pattern. It had begun by paying for bills incurred during sickness, and ended by providing full medical sickness prevention and treatment for all. Elaborate research programs reduced the danger of disease to nearly nothing. Only a few rare cases, like that of Marianna…

  I shook myself away from the thought. Anyway, it was neither fire nor health insurance that concerned me now, but the Blue Bolt anti-war complex of the Company’s policies. It was easy enough to see how it had come about. For with fire and accident and disease ameliorated by the strong protecting hand of the Company, only one major hazard remained—war.

  And so the Company had logically and inevitably resolved to wipe out war.

  * * * *

  I looked up. It was Susan again, this time with a cardboard container of coffee.

  “You’re an angel,” I said. She set the coffee down and turned to go. I looked quickly around to make sure that Gogarty was busy, and stopped her. “Tell me something?”

  “Sure.”

  “About this girl, Rena. Does she work for the Company?”

  Susan giggled. “Heavens, no. What an idea!”

  “What’s so strange about it?”

  She straightened out her face. “You’d better ask Sam—Mr. Gogarty, that is. Didn’t you have a chance to talk to her last night? Or were you too busy with other things?”

  “I only want to know how she happened to be with you.”

  Susan shrugged. “Sam thought you’d like to meet her, I guess. Really, you’ll have to ask him. All I know is that she’s been in here quite a lot about some claims. But she doesn’t work here, believe me.” She wrinkled her nose in amusement. “And I won’t work here either, if I don’t get back to my desk.”

  I took the hint. By lunch time, I had got through a good half of the accumulation on my desk. I ate briefly and not too well at a nearby trattoria with a “B” on the Blue Plate medallion in its window. After the dinner of the night before, I more than half agreed with Gogarty’s comments about the Blue Plate menus.

  Gogarty called me over when I got back to the office. He said, “I haven’t had a chance to talk to you about Luigi Zorchi.”

  I nodded eagerly. I had been hoping for some explanations.

  Gogarty went on, “Since you were on the scene when he took his dive, you might as well follow up. God knows you can’t do w
orse than the rest of us.”

  I said dubiously, “Well, I saw the accident, if that’s what you mean.”

  “Accident! What accident? This is the twelfth time he’s done it, I tell you.” He tossed a file folder at me. “Take a look! Loss of limbs—four times. Internal injuries—six times. Loss of vision, impaired hearing, hospitalization and so on—good lord, I can’t count the number of separate claims. And, every one, he has collected on. Go ahead, look it over.”

  I peered at the folder. The top sheet was a field report on the incident I had watched, when the locomotive of the Milan express had severed both legs. The one below it, dated five weeks earlier, was for flash burns suffered in the explosion of a stove, causing the loss of the right forearm nearly to the elbow.

  Curious, I thought, I hadn’t noticed anything when I saw the man on the platform. Still, I hadn’t paid too much attention to him at first, and modern prosthetic devices were nearly miraculous. I riffled through the red-bordered sheets. The fifth claim down, nearly two years before, was—

  I yelped, “Mr. Gogarty! This is a fraud!”

  “What?”

  “Look at this! ‘On 21st October, the insured suffered severe injuries while trapped in a rising elevator with faulty safety equipment, resulting in loss of both legs above knees, multiple lacerations of—’ Well, never mind the rest of it. But look at that, Mr. Gogarty! He already lost both legs! He can’t lose them twice, can he?”

  Gogarty sat back in his chair, looking at me oddly. “You startled me,” he complained. “Wills, what have I been trying to tell you? That’s the whole point, boy! No, he didn’t lose his legs twice. It was five times!”

  I goggled at him. “But—”

  “But, but. But he did. Wait a minute—” he held up a hand to stop my questions—“just take a look through the folder. See for yourself.” He waited while, incredulously, I finished going through the dossier. It was true. I looked at Gogarty wordlessly.